active, tax-efficient management of your cash and non-cash assets
Totus Capital advises trusts, individuals and companies on the construction and management of their investment portfolios. Whether your focus is on simply protecting your existing asset base or pursuing a higher risk strategy to increase your net worth, our defined investment strategy and process will be tailored to your individual needs.
We guarantee frequent and concise communication in plain English.
The core of our process is an accurate assessment of the level of risk to which you feel comfortable to be exposed. Most companies pay lip service to this element of the advice process by simply asking you a range of questions on a standard risk questionnaire. The problem with this approach is that your answers will in large be determined by your understanding of basic investment principles. Our experience is that the majority of investors have little real knowledge of this subject which can result in either a too cautious or too aggressive investment strategy.
Early in the process we will assess your understanding of these principles and then look to broaden your knowledge base to enable you to better consider your answers to our risk profiling questions. A more informed investor can make better choices.
Our investment strategy is built on two key aims:
- reducing risk and enhancing potential investment returns by diversifying across as many uncorrelated asset classes as possible
- limiting investment charges - the key destroyers of wealth creation - to maximise the asset value
More than 90% of a portfolio's return is driven by asset allocation, so we focus on investing across all asset classes to capture the market return. This approach delivers significant cost savings over the traditional managed bond and equity funds that dominate the market.
Totus Capital is also able to act as your representative, asking the questions that you may be unqualified to ask of your existing discretionary fund managers. We have clients with many discretionary managers, including:
S C Davies, Deutsche Tilney, Quilters, Schroders, UBS, Lombard Oilier, Fortis, Fairbairn Private Bank, Brewin Dolphin, Morgan Stanley & Goldman Sachs. Being able to put clients in a position to unravel the answers given to excuse lack lustre returns has proven a very popular service.
For further information please contact:
Felix De Palma, Director, Totus Capital
t: +44 (0)800 530 0193
Totus Capital is authorised and regulated by the Financial Conduct Authority (UK) registration no 435973. Registered office 50 Farringdon Road London UK